Tuas Power referral code RCC6FE3
2020年3月10日星期二
2015年3月17日星期二
2013年9月30日星期一
2013年7月12日星期五
Lock & lock sales
Lock & lock sales
10-14 July, 9am-8pm
2, Pandan Ave, Foh Foh Building.
Take bus 78 from Clementi or Jurong East.
2013年4月1日星期一
POSB to offer new HDB loan option
POSB to offer new HDB loan option from April 1
Starting April 1, there will be a new loan option for HDB home buyers.
The new POSB HDB Loan will offer a floating interest rate capped below the HDB's concessionary rates for ten years.
The HDB concessionary interest rate is pegged at 0.1 percentage point above the prevailing CPF interest rate.
DBS said the POSB HDB Loan allows buyers to benefit from the current low interest rates and at the same time, gives a ten-year protection against rising interest rates.
The majority of HDB home buyers took a direct loan from HDB last year.
However, when compared to other bank loans in the market, analysts says the new POSB loan starts at a higher interest rate.
"It's anywhere from 0.3 per cent to 0.6 per cent higher than what's in the market rate, but the compromise is there is an interest rate cap at the CPF Ordinary Account level, so that justifies the slight premium," said Timothy Kua, director of Smartloan.sg.
Kua added: "Especially for people who don't think they'll be living in the HDB flat beyond ten years, and they are going to move to another place, upgrade to an EC or a condominium, this package is a quite a no-brainer for them."
HDB says a residential property loan is a long-term financial commitment and so it advises flat buyers to take a long-term view and assess the monthly loan repayments based on different interest rate scenarios.
It adds that regardless of whether they are taking a loan from HDB or a bank, flat buyers should look at their own financial position carefully and plan prudently before purchasing a flat.
~News courtesy of Channel Newsasia~
Starting April 1, there will be a new loan option for HDB home buyers.
The new POSB HDB Loan will offer a floating interest rate capped below the HDB's concessionary rates for ten years.
The HDB concessionary interest rate is pegged at 0.1 percentage point above the prevailing CPF interest rate.
DBS said the POSB HDB Loan allows buyers to benefit from the current low interest rates and at the same time, gives a ten-year protection against rising interest rates.
The majority of HDB home buyers took a direct loan from HDB last year.
However, when compared to other bank loans in the market, analysts says the new POSB loan starts at a higher interest rate.
"It's anywhere from 0.3 per cent to 0.6 per cent higher than what's in the market rate, but the compromise is there is an interest rate cap at the CPF Ordinary Account level, so that justifies the slight premium," said Timothy Kua, director of Smartloan.sg.
Kua added: "Especially for people who don't think they'll be living in the HDB flat beyond ten years, and they are going to move to another place, upgrade to an EC or a condominium, this package is a quite a no-brainer for them."
HDB says a residential property loan is a long-term financial commitment and so it advises flat buyers to take a long-term view and assess the monthly loan repayments based on different interest rate scenarios.
It adds that regardless of whether they are taking a loan from HDB or a bank, flat buyers should look at their own financial position carefully and plan prudently before purchasing a flat.
~News courtesy of Channel Newsasia~
2013年2月3日星期日
2012年4月14日星期六
New veggie home growing idea
AVA introduces new veggie home growing idea
Some of the vegetables which can be grown include mint, basil and Chinese cabbages.
All that is needed are some water pipes, soil and seedlings. An irrigation system can also be installed in the pipe.
AVA said the water pipes cost about S$5 to S$7, and the seedlings about four cents each.
Poh Bee Ling, assistant director of the Horticulture Technology Division at AVA, said: "We are looking at systems for growing (vegetables) in confined spaces, so if you look at it, this is stackable. So we can plant vertically and it uses a smaller space to grow your vegetables.
"Of course, you have to be consistently water your plants. Plants, especially vegetables, need to be watered everyday for good growth."
This is part of a move to encourage more Singaporeans to grow vegetables at home.
It is also part of the Minister of State for National Development and Trade and Industry Lee Yi Shyan's "Cool Ideas for Better HDB Living" initiative.
Mr Lee has also experimented with growing vegetables in his home since February.
He said: "AVA and NParks will do their part in terms of educating the RC, on how to grow certain plants in their own gardens. Apart from that, we'll also make available information online on the AVA and NParks website, so that people can find out some of the DIY tips. Later on, we will also introduce some of the other commercial solutions that are available today."
"We need some of these solutions to be tailored to our environment, because we are urban, we are tropical, and we don't have a lot of space to lay out a farm like this. So I think we need to customise and hopefully, some of these solutions will turn out to be effective."
Experts said it takes about 20 to 40 days for the vegetables to be ready for harvest.
As a pilot project, the "Veggie Pipe" system was introduced to the Urban Redevelopment Authority's roof-top community garden in February 2012.
A competition is also on till the end of April for the public to submit ideas on how they can grow vegetables at home. A guide on how to set up your own "Veggie Pipe" will also be available from Friday on AVA's website and Facebook page.
There are also other commercially available vegetable home growing kits, such as the Minigarden and the Planter-Cell Wall.
~News courtesy of Channel Newsasia~
Some of the vegetables which can be grown include mint, basil and Chinese cabbages.
All that is needed are some water pipes, soil and seedlings. An irrigation system can also be installed in the pipe.
AVA said the water pipes cost about S$5 to S$7, and the seedlings about four cents each.
Poh Bee Ling, assistant director of the Horticulture Technology Division at AVA, said: "We are looking at systems for growing (vegetables) in confined spaces, so if you look at it, this is stackable. So we can plant vertically and it uses a smaller space to grow your vegetables.
"Of course, you have to be consistently water your plants. Plants, especially vegetables, need to be watered everyday for good growth."
This is part of a move to encourage more Singaporeans to grow vegetables at home.
It is also part of the Minister of State for National Development and Trade and Industry Lee Yi Shyan's "Cool Ideas for Better HDB Living" initiative.
Mr Lee has also experimented with growing vegetables in his home since February.
He said: "AVA and NParks will do their part in terms of educating the RC, on how to grow certain plants in their own gardens. Apart from that, we'll also make available information online on the AVA and NParks website, so that people can find out some of the DIY tips. Later on, we will also introduce some of the other commercial solutions that are available today."
"We need some of these solutions to be tailored to our environment, because we are urban, we are tropical, and we don't have a lot of space to lay out a farm like this. So I think we need to customise and hopefully, some of these solutions will turn out to be effective."
Experts said it takes about 20 to 40 days for the vegetables to be ready for harvest.
As a pilot project, the "Veggie Pipe" system was introduced to the Urban Redevelopment Authority's roof-top community garden in February 2012.
A competition is also on till the end of April for the public to submit ideas on how they can grow vegetables at home. A guide on how to set up your own "Veggie Pipe" will also be available from Friday on AVA's website and Facebook page.
There are also other commercially available vegetable home growing kits, such as the Minigarden and the Planter-Cell Wall.
~News courtesy of Channel Newsasia~
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